Paying is that easy.

Contactless, flexible and digital - your girocard is full of possibilities. Learn more about Germany's most popular payment card for simple and secure payments.

Bank card of the sample bank with contactless payment technology and Girocard logo, including IBAN number and cardholder information.

Fast, secure, smart:
your girocard.

Your card always at your side: wherever you are, your girocard is always within reach. Thanks to its widespread acceptance, you always have flexibility when you're on the go. Contactless, digital, and secure—with girocard, paying is simply fun.

Security

Your payments are protected by the highest security standards.

Acceptance

Over 1.2 million acceptance points throughout Germany.

Convenience

Withdraw cash from around 60,000 ATMs.

Cost control

Direct debit from current account.

More than just a card.

girocard much more than just a debit card. With innovative features and the highest security standards, it reliably accompanies you through your everyday life. Discover now how you can pay even more conveniently with your girocard and benefit from practical additional features.

ATM finder

ATM finder -
Find an ATM near you.

Would you like to withdraw money with your girocard? Here you can find out where the nearest ATM of your bank or Sparkasse so that you can get cash quickly and conveniently.

Digital card

Your girocard - always and everywhere.

The smartphone as a wallet? Mobile payment makes it possible. Enjoy the benefits of contactless, secure shopping. Wherever you can make contactless payments with a physical girocard.

Functionalities

The next generation of girocard new features.

girocard and will offer you even more convenience and flexibility when making payments in the future. Look forward to practical features such as attractive bonus programs, easy payments in apps, and the integration of your girocard into other smartphone wallets.

Hand holds a sample bank Girocard with contactless payment function, ideal for modern payment methods and financial transactions.
Man with a short beard and smiling face holding a smartphone and a passport, dressed in a blue blazer and a light-colored sweater, ready for his journey.
Paying abroad

Pay easily and securely abroad with girocard
.

You can also use your card, smartphone, or smartwatch to make payments and withdraw cash abroad—either directly with your girocard or with the co-badge solutions on it. So you're always on the safe side, no matter where your journey takes you.

Your finances, always under control.

Anywhere, anytime: girocard shopping easier than ever – step into the future of cashless payments. Look forward to a new payment experience and modern options for secure and uncomplicated payment transactions. Trust girocard when making payments. PIN and authentication ensure secure transactions and protect against unauthorized access. So you can make payments with ease – whether contactless, online, or by inserting your card the card reader.

Block Girocard

Block your girocard - how to protect your money.

Lost your girocard? No need to panic. We'll show you how card your card —around the clock, wherever you are. So that no one but you has access to your finances.

CONTACTLESS

Contactless payment with your girocard.

Simple, fast, and hygienic—with your girocard, you can make contactless payments at over 1.2 million terminals throughout Germany. Simply hold your card, smartphone, or smartwatch up to the reader, and your purchase is complete.