Modern everyday life for everyone. With girocard.

Flexible, secure, suitable for everyday use: girocard is your reliable companion for all occasions.

For companies

Why girocard?

For me

Simply pay and more

News & Media

Press and download material

The future of payment begins with girocard.

Simple, secure, fast - that's girocard. Our aim is to provide a seamless and secure payment experience. We are setting new standards in cashless payment. For added convenience and flexibility with every transaction.

0 %

In-store retail turnover
... putting it at number 1 first place among all payment methods.

0 bn.

transactions in 2024
... an increase of 5.6% compared to the previous year.

0 %

of the German population has a girocard
... that's around 100 million girocards in Germany.

Stronger together for business and trade.

Germany's most widely used payment system, girocard, promotes the smooth flow of money in large parts of the German retail sector. girocard connects millions of consumers and companies - it increases productivity, supports digitalization and creates new opportunities.

Girocard from Musterbank with contactless payment function, personalized for Maxi Muster, including IBAN number.
Girocard from Musterbank with contactless function, personalized in the name of Maxi Muster, including IBAN number.

Network, grow, profit.

Become part of a huge network of merchants, service providers and customers. Open up new growth opportunities with girocard - for future-proof retail.

More opportunities, more freedom, more success.

Optimise payment transactions in your company and ensure efficient processes and satisfied customers. With girocard, you benefit from fast transactions, low fees and seamless integration.

Unique market coverage

Around 100 million cards: Discover Germany's best-known payment card.

Two girocards from Musterbank, one in blue with contactless function and one in gray, both with the name Maxi Muster and the IBAN DE12 3456 7890 1234 5678 90.

Payment guarantee

Better safe than sorry: 100% payment security for every transaction.

Display of a digital display with a total amount of 21.15 US dollars, surrounded by a black background.
Illustration of a mobile payment terminal in blue color with a fold-out display and a girocard that enables contactless payment.

Digitisation

From cards to apps: the potential of digital payment.

Display of a digital display with a total amount of 21.15 US dollars, surrounded by a black background.
Image of a smartphone showing a digital Girocard from the sample bank that has been successfully used for a transaction. The app shows the Girocard logo and a confirmation of the transaction.

Smart, smarter, girocard.

girocard also opens up a world of possibilities for customers. Your card is your personal financial assistant for a smart, self-determined life. Get to know the functions associated with your girocard.

Getting to know girocard.

What can my card actually do? The short answer: more than you think. Discover a wide variety of smart features and find out how versatile your card really is – for greater convenience in everyday life.

Hand holds a blue bank card with contactless function and the lettering Musterbank, ideal for digital payments and financial transactions.
Young woman in a blue sweater smiling and looking at her smartphone, holding it in her hands, against a soft, monochrome background.

Always at hand.

The digital card turns your smartphone into an all-rounder. Simply unlock you device, hold it to the terminal – and you're done. Lightning-fast, contactless, and always at hand for quick and effortless payments.

The payment method that
Germany trusts.

Digitalcard smartphone with contactless payment option, depicted in a modern blue design.

Strong for everyone, now and in the future.

New functionalities are constantly being added to the girocard system to meet changing needs. For efficient payment transactions that sustainably strengthen customer relationships.

Contactless payment made easy.

Whether with card, smartphone or smartwatch: contactless is the standard. NFC technology enables fast, secure transactions and offers maximum flexibility when choosing your preferred payment method.

Illustration of several bank cards, including a girocard from the sample bank, a Volksbank card and another bank card. The cards show different designs and information such as IBAN and name.

Always available.

We are always available for inquiries and will get back to you as quickly as possible if you have any questions or cooperation requests.

girocard news.
Always up to date.