Increase efficiency and customer satisfaction with Germany's most popular debit card. For a modern and secure payment service.
girocard is the leading debit card in Germany and is issued by most German financial institutions in conjunction with a current account. It enables secure, convenient payment directly from the account. With around 100 million cards issued, it has unparalleled market coverage. By accepting this card, merchants can significantly optimise payment transactions in their businesses.
An average of 12 seconds per transaction without entering a PIN - even faster with the digital girocard in your smartphone.
Payment solution with low, freely negotiable fees.
92% of customers would like to pay by card.
Nowadays, customers expect small and medium-sized enterprises (SMEs) to offer cashless payment options. Whether in retail, catering or service industries, card payments are increasingly becoming a prerequisite. With girocard, you can meet these expectations and offer your customers a modern service. As a trusted and popular payment method, girocard creates a positive shopping experience and contributes to customer satisfaction and loyalty.
For you, accepting girocard thanks to its contactless payment functions means a noticeable acceleration of checkout processes. As a smaller retailer, you benefit from this especially during peak times. But girocard also contributes to increased efficiency away from the checkout: every transaction is automatically recorded and documented, which creates transparency in payment flows and simplifies accounting. The integration of girocard ensures greater overall efficiency and saves time, which you can use to serve your customers.
girocard gives you the opportunity to tap into new customer segments. Especially in industries where cash payments have traditionally dominated, accepting girocard gives you access to new customers. The younger generation is particularly significant here, as they are increasingly relying on card payments – 76 percent consider the option off paying by card to be extremely important. Spontaneous shoppers who do not carry cash also become potential customers. girocard thus ensures a broader customer base and increases sales opportunities.
With its new features, girocard you helps you make your business processes even more efficient and offer your customers real added value. This allows you to benefit from modern solutions for your business.
Thanks to co-badge solutions, customers are able to use their girocard in other European countries. But even without a co-badge, girocard is enjoying increasing acceptance abroad. The growing acceptance is relevant, for example, for companies operating in tourism or border areas. By accepting girocard, these businesses offer customers from Germany a familiar means of payment.
As the owner of a small business, girocard will open up new business models for you thanks to pre-authorisation.
The planned decoupling of payment guarantees and customer authentication creates more leeway for transactions. The flexibility gained in authorisation enables companies in the hotel and car rental industries to deal pragmatically with reservations, additional services and any additional costs that may arise.
Recurring payments will also soon be able to be processed via girocard – companies benefit from a 100% payment guarantee and at the same time offer their customers an all-round improved service.
Implementing girocard acceptance in your business is easier than you might think. In just a few steps, you can offer your customers Germany's most popular payment method. We will give you an overview of how the implementation works. If you have any questions, please contact your network provider.
In order to accept girocard payments in your shop, you will need a separate business bank account specifically for processing card payments. All transactions processed via girocard will be settled via this account.
The next step is to sign a contract with the network provider of your choice. They will handle the technical processing of transactions and are responsible for the secure transfer of payment data between your terminal and the credit industry's authorisation systems.
A payment terminal that supports girocard payments is required for girocard acceptance – not all terminals have this function as standard. Make sure it is compatible with your POS system, check the battery life for mobile devices, and ensure it can be updated.
Finally, the terminal must be installed. In most cases, suppliers provide preconfigured devices that you can put into operation with the help of a technical hotline. In the case of more complex systems, technicians will also carry out installations on site. Ensure that your staff are familiar with the operation of the terminal and know how to proceed in the event of any problems.
EURO Kartensysteme GmbH
Solmsstraße 6
60486 Frankfurt am Main
