Paying is that easy.

Contactless, flexible and digital - your girocard is full of possibilities. Learn more about Germany's most popular payment card for simple and secure payments.

Bank card of the sample bank with contactless payment technology and Girocard logo, including IBAN number and cardholder information.

Fast, secure, smart:
your girocard.

Your card always by your side: No matter where you are, your girocard is always within reach. Thanks to its widespread acceptance, you’ll always have flexibility on the go. Contactless, digital, and secure—paying with girocard is simply a pleasure.

Security

Your payments are protected by the highest security standards.

Acceptance

Over 1.2 million acceptance points throughout Germany.

Convenience

Withdraw cash from around 60,000 ATMs.

Cost control

Direct debit from current account.

More than just a card.

girocard much more than just a debit card. With innovative features and the highest security standards, it reliably accompanies you through your everyday life. Discover now how you can pay even more conveniently with your girocard and benefit from practical additional features.

ATM finder

ATM finder -
Find an ATM near you.

Would you like to withdraw money with your girocard? Here you can find out where the nearest ATM of your bank or Sparkasse so that you can get cash quickly and conveniently.

Digital card

Your girocard - always and everywhere.

The smartphone as a wallet? Mobile payment makes it possible. Enjoy the benefits of contactless, secure shopping. Wherever you can make contactless payments with a physical girocard.

Functionalities

The next generation of girocard new features.

girocard and will offer you even more convenience and flexibility when making payments in the future. Look forward to practical features such as attractive bonus programs, easy payments in apps, and the integration of your girocard into other smartphone wallets.

Hand holds a sample bank Girocard with contactless payment function, ideal for modern payment methods and financial transactions.
Man with a short beard and smiling face holding a smartphone and a passport, dressed in a blue blazer and a light-colored sweater, ready for his journey.
Paying abroad

Pay easily and securely abroad with girocard
.

You can use your card, smartphone, or smartwatch to make payments and withdraw cash even when you're abroad—either directly with your girocard or using the co-badge solutions on it. That way, you're always on the safe side, no matter where your travels take you.

Your finances, always under control.

Anywhere, anytime: With girocard , shopping girocard easier than ever—step into the future of cashless payments. Look forward to a new payment experience and modern options for secure and hassle-free transactions. Trust girocard for your payments. Your PIN and authentication ensure secure transactions and protect against unauthorized access. So you can complete your payments with peace of mind—whether contactless, online, or by inserting your card a card reader.

Block Girocard

Block your girocard - how to protect your money.

Did you lose your girocard? No need to panic. We'll show you how card your card —anytime, anywhere. That way, no one but you will have access to your finances.

CONTACTLESS

Contactless payment with your girocard.

Simple, fast, and hygienic—with your girocard, you can make contactless payments at over 1.2 million terminals throughout Germany. Just hold your card, smartphone, or smartwatch up to the reader, and your purchase is complete.