Information about girocard simple language.

Welcome! Here we explain what girocard . You can pay girocard with girocard .

Girocard from Musterbank with contactless function, name, account number and card number on the front, valid until 12/26.

About girocard.

girocard the most popular way to pay in Germany.
With girocard , everyday payments girocard easy.

What is a girocard?

Girocard is the favorite payment method in Germany.
For over 30 years.
It's easy to pay with.
And easy to withdraw money.

Illustration of a bank card with the bank code 123 400 500, which is used for financial transactions.

Pay with your card.

Many people pay with a card in stores. This is possible almost everywhere: in restaurants, supermarkets, and movie theaters. This card is almost always card debit card. It is often also calledcard.

Display of a digital display with a total amount of 21.15 US dollars, surrounded by a black background.
Image of a modern cash register with a receipt and coins in the dispensing compartment, ideal for retail and hospitality.

Why does girocard exist?

girocard produced by banks and Sparkassen Germany. This means we don't have to rely on companies from other countries.

Display of a digital display with a total amount of 21.15 US dollars, surrounded by a black background.
Graphic of a house with three coins representing the values 1, 5 and 10 symbolizes financial aspects or savings goals.

How do I get a Girocard?

When you open a bank account, you often receive girocard . This comes with a secret PIN number.

Display of a digital display with a total amount of 21.15 US dollars, surrounded by a black background.
Illustration of a money transfer with a user profile, a banknote with the number 10, a credit card with the name M. Metacom and the bank code, and two coins with the number 21.

What kind of card girocard?

When you pay for something, the money is immediately debited from your account. That means:card. So you can always see how much money you have left. That's the difference betweencard. With credit cards, you pay later. Often at the end of the month.

Display of a digital display with a total amount of 21.15 US dollars, surrounded by a black background.
Graphic of a structured document with several lines and dots, including symbols with the numbers 1, 50 and 10, which may stand for an enumeration or a list. Ideal for presenting data or information in a clear format.

What does girocard ?

girocard different at every bank. Your card look similar to this. Or completely different. The "Girocard" logo is always on it.
card name, card number, and account number are almost always printed on the card . Sometimes these details are printed on the back.

Display of a digital display with a total amount of 21.15 US dollars, surrounded by a black background.
Illustration of various bank cards, including debit cards and credit cards, with logos from Sparkasse, Volksbanken other banks. The cards show different names and IBAN numbers as well as the expiration date, illustrating the variety of financial services offered.

How long is girocard ? Several years.

Cards expire at some point. Shortly before this happens, you will receive a new card. The card how long it is valid for. This is usually 4 years.

Display of a digital display with a total amount of 21.15 US dollars, surrounded by a black background.
Calendar page with highlighted days, shows the numbers from 1 to 28 in black and red, ideal for visualizing appointments or important dates.

Where can I girocard ? Almost everywhere.

There are 1 million stores in Germany where you can card by card . Where you can do this: supermarkets, department stores, drugstores, restaurants, cafés, bakeries, beverage vending machines.

Display of a digital display with a total amount of 21.15 US dollars, surrounded by a black background.
Illustration of a refrigerator with a green apple and an orange carrot, symbolizing healthy eating.

Can I use my girocard ? Yes.

Many Girocards have a second function. The card also card Mastercard or Visa on it.
This works abroad.
Some retailers abroad also accept Girocard payments directly because it costs less than payments with other cards.

Display of a digital display with a total amount of 21.15 US dollars, surrounded by a black background.
Globe with colorful representation of the continents and oceans, ideal for educational content about geography and geography.

How to girocard with girocard

It's quick and easy.

You can insert the card reader or hold it up to the device.
This is called contactless payment. In stores, they often refer to it as contactless.
When inserting the card, you must enter your PIN.
This is not always necessary with contactless payment.

You can store the card your cell phone. Or in some watches.
Then you can pay with your cell phone or watch. No PIN required.

Almost all Girocards can be used for contactless payment.
This is possible if your card has card waves (semicircles) on it.

hand holds a girocard over a smartphone display, which shows the message "Authorization completed", representing the contactless payment process.
Payment terminal with display for card payments and a hand holding a credit card for payment.

When you hold the card cell phone up to the device
, you must hold it in the correct position.

It's somewhere else on every device. For example, in the screen.
Or above it. Or on the side.

The salesperson will be happy to help you.

Girocard is important for companies.

Companies like girocard. Because it doesn't cost much girocard use girocard .
And because it's very easy.

And it's safe: you no longer miscount. And you won't get counterfeit money.

You can girocard to withdraw money from your account.
In this case, the payment is not made via the Girocard system.

Smiling chef wears an apron and gives a thumbs-up, signaling enthusiasm and joy. Ideal for articles about cooking, gastronomy or culinary events.
One hand holds a giro card from Musterbank, which displays key information such as name, card number, and expiration date. The card a contactless payment function.

The security of Girocard

girocard very secure. The card security electronics.

To date, there have been no counterfeit cards!

To keep your card , do not disclose your PIN to anyone
!

card information on card loss and immediate blocking, including the emergency number 116 116 for blocking cards.

What to do if you card longer have the card :

Has your card been card ? Or have you card your card ? Make a note of the time.

Call immediately! Call this telephone number: 116 116.

card ?

If your card is card , you should also report it to the police. Important: You will need to know your account number (IBAN) to make the call.

For more information, visit: www.sperr-notruf.de.

Easy language.

The text in easy language was provided by the translation agency Leserlich
www.leichtesprache-leserlich.de

EURO Kartensysteme GmbH strives to make this website accessible to all users.
Please note that the content of this page girocard a very simplified presentation of topics/functions related to girocard . It is specifically aimed at
people with learning difficulties, people who are not yet fluent in German, or people who have problems reading or understanding complex and complicated texts for other reasons. Therefore, all information is provided without guarantee of completeness.