Participation in the girocard system gives you access to an established network that is beneficial to all parties and has a high impact. Here you shape the future - in partnership, innovatively and reliably.
Digital payment services only evolve through the development of new, advanced solutions. Technical service providers actively contribute to this change in the girocard system. By providing innovative payment solutions, you shape success—for your company and for the entire German payment services.
Participation in the girocard system enables network operators and technical service providers to work closely with leading players in payment services German payment services. As a partner in the girocard system, you contribute your innovative ideas in coordination with the German Banking Industry Committee (GBIC) and EURO Kartensysteme GmbH (EKS), the girocard scheme manager, to develop forward-looking solutions. EKS and GBIC network provider many ways—in addition to providing technical specifications, we assist them in particular with certification processes and collaboratively develop new functionalities.
For merchants, accepting girocard is a must girocard consistently high demand from customers. With around 100 million cards issued and 7.9 billion transactions in 2024, girocard is girocard most widely used cashless payment method . The uniform technical standards and interfaces in the girocard system make the payment solutions offered scalable and future-proof.
By participating in the girocard system, you have access to a wide range of resources and contact points in the girocard network. To make navigation easier for you, we provide you with the central communication tools here. Find the right contacts, further information and relevant portals quickly and easily - so that you are always well informed and networked.
The GBIC dispatch system sends important newsletters to all participants in the girocard system. After logging in, you will regularly receive relevant information about the girocard system and be kept up to date.
The basis of a strong brand is a coherent visual appearance in terms of uniform communication. The "Styleguide" is the basis for the appearance of the girocard brand. Here you will find the style guide and other materials that you can use when labeling POS terminals.
This document contains a sample of the merchant conditions for participation in the girocard system of the German Banking Industry.
This page explains how to proceed in the event of a reportable incident (major incident). Every report must be made immediately using the forms provided. The report is made to the GBIC. The GBIC decides whether a report is to be made to the Deutsche Bundesbank.
On a special GBIC website you will find all relevant information on the approval of new network operators, system components or other services for the girocard system. This platform provides all the guidelines, requirements and application forms necessary for successful approval.
Access to the interface specifications is available to all persons and companies with a legitimate interest. The specifications and the corresponding access information can be found via the link provided here.
With the regulation portal, GBIC , as the operator of the girocard system, fulfills its obligation - also under supervisory law - to request and evaluate data from system participants so that the girocard system remains secure. If your company does not yet have access, please contact us.
This list provides an overview of all active network provider operating in the system.
Each girocard terminal has its own ID number. The first three digits of this number indicate which network provider operates network provider respective terminal.
The girocard system is open to additional system participants. Here you can find an example of the admission agreement for network provider girocard system of the German Banking Industry Committee. The document only provides an initial overview; our colleagues will be happy to assist you further. Please feel free to contact us.
girocard numerous European standardization efforts. Standards not only reduce costs and increase competition, but also enable more efficient processes across national borders. The link below girocard the standardization initiatives that GBIC to GBIC and relevant to girocard .
If you require additional information or have a specific request, please do not hesitate to contact us. We will be happy to help you and answer all your questions.
EURO Kartensysteme GmbH
Solmsstraße 6
60486 Frankfurt am Main
