Together we are shaping the heart of German payment services. Strengthen your system and benefit from the debit card that creates trust and promotes growth.
girocard the leading debit card system in Germany and an indispensable part of payment services. It strengthens independence from international payment service providers and creates attractive earnings potential for associations and institutions. As a product developed independently by the German banking industry, the girocard system secures the basis for a self-determined payment and cash infrastructure.
With girocard , institutions girocard a powerful payment system that is tailored precisely to the German market. Its widespread acceptance and popularity among consumers girocard the most important source of revenue in the card business. It offers scalable payment solutions while strengthening the position of the banking industry in the German payment market.
girocard a proven product for strengthening customer loyalty. As Germany's most widely used payment card, it enjoys a high level of trust among consumers. For them, the most important functions are currently paying at the checkout and withdrawing cash from ATMs. With around 100 million cards issued, girocard has unrivalled girocard and strengthens the relationship between customers and their bank or Sparkasse.
girocard is an attractive financial product for institutions in girocard issuing and acquiring. As the most cost-effective means of payment, it enjoys high acceptance in retail sector in the restaurant industry and enables lower transaction fees compared to other card systems. The widespread use girocard to a high transaction volume and ensures an increase in revenue through interchange fees and other charges. There are currently 1.2 million active terminals, and this number is rising steadily—a clear sign of the popularity of the German debit card.
The added value girocard largely girocard on its strong market position. With around 7.9 billion transactions and a turnover of €307 billion in 2024, girocard demonstrates girocard market leadership in German payment services. It provides balance in relation to the international players and generates financial benefits for all stakeholders. For institutions, this means they can scale their products more easily and adapt them to the requirements of different system partners. A dedicated, sovereign payment system like giro card is far from a given in Europe – which makes it all the more valuable to the German financial market.
girocard is constantly evolving as the sovereign payment system of the German banking industry. By continuously adapting to new market requirements and introducing innovative functions, it creates additional value and thus remains the optimal payment system for all market participants.
You have the opportunity to expand the potential of girocard according to your vision. Product development takes place as part of a co-creation process that actively involves all market participants. This means you can contribute your market expertise directly and help shape forward-looking solutions for modern payment needs. Your insights and ideas are key to creating a payment system that is perfectly tailored to the requirements of your customers and the entire market. Together, we are developing innovative girocard functionalities that strengthen the competitiveness of the German financial sector.
To preserve and further enhance the value contribution of the girocard as an independent payment card within your system, the focus is on digital product strategies. New features such as mobile payment and pre-authorisation expand the performance benefits of the debit card and open up additional market segments. The vision is clear: there should be no payment situation in which another card scheme is required. girocard is future-proofed to meet evolving market demands and is becoming an integral part of Germany's digital payments landscape.
As the preferred payment method in Germany, girocard enables smooth everyday transactions. From the bakery around the corner to wholesalers - it can be used everywhere and is always reliable. Its broad acceptance not only increases trustworthiness, but also customer acquisition. Meet your customers' expectations and rely on girocard as an indispensable offering from your bank.
With girocard, you offer your customers much more than just a payment card. It is a reliable companion in everyday life that goes well beyond paying at the terminals. In addition to high security standards and practical functionalities, girocard provides numerous advantages that are valuable for both private and corporate customers. Inform your customers about the versatility and future-proof nature of this payment system – and how it simplifies their day-to-day payments.
EURO Kartensysteme GmbH
Solmsstraße 6
60486 Frankfurt am Main
