Increase efficiency and customer satisfaction with Germany's most popular debit card. For a modern and secure payment service.

girocard the leading debit card in Germany and is usually issued by German financial institutions in conjunction with a checking account. It enables secure, convenient payment directly from the account. With around 100 million cards issued, it has unparalleled market coverage. By accepting this card , merchants card significantly optimize the payment services their businesses.
An average of 12 seconds per transaction without entering a PIN - even faster with the digital girocard in your smartphone.
Payment solution with low, freely negotiable fees.
92% of customers would like to pay by card.
Today, customers expect even small and medium-sized enterprises (SMEs) to offer cashless payment options. In retail, restaurants, and service providers, card payments are increasingly becoming a prerequisite. With girocard , you girocard meet these expectations and offer your customers a modern service. As payment method trusted and popular payment method girocard payment method a positive shopping experience and contributes to customer satisfaction and loyalty.
For you, accepting girocard means a noticeable acceleration of checkout processes girocard the contactless payment function. As a smaller retailer, you benefit from this especially during peak times. But girocard also contributes girocard increased efficiency away from the checkout: every transaction is automatically recorded and documented, which creates transparency in payment flows and simplifies accounting. The integration of girocard greater overall efficiency and saves time that you can use to serve your customers.
girocard you the opportunity to tap into new customer segments. Especially in industries where cash payments have traditionally dominated, accepting girocard gives girocard to new customers. The younger generation is particularly significant here, as they card increasingly card on card payments – 76 percent consider the option card by card to be extremely important. Spontaneous shoppers who do not carry cash also become potential customers. girocard thus girocard a broader customer base and increases sales opportunities.
girocard you with new functionalities to make your business processes even more efficient and offer your customers real added value. This allows you to benefit from modern solutions for your business.

Thanks to co-badge solutions, customers can use girocard more and more frequently girocard other European countries. But even without a co-badge, girocard is enjoying increasing acceptance girocard . The growing acceptance girocard is relevant, for example, for companies operating in tourism or border areas. By girocard , these businesses payment method customers from Germany a familiar payment method .
As the owner of a small business, girocard open up new business models for you thanks to pre-authorization.
The planned decoupling of payment guarantee and customer authentication creates more leeway for transactions. The flexibility gained in authorization enables companies in the hotel and car rental industry to deal pragmatically with reservations, additional services and any additional costs incurred.
Recurring payments will also soon be able to be girocard via girocard —companies benefit from a 100% payment guarantee and at the same time offer their customers an all-round improved service.

Implementing girocard acceptance girocard your business is easier than you might think. In just a few steps, you can offer your customers Germany's most popular payment method. We will give you an overview of how the implementation works. If you have any questions, please contact yournetwork provider.

In order to accept girocard in your store, you will need a separate business bank account specifically for processing card payments. All transactions girocard via girocard will be settled through this account.
The next step is to sign a contract with the network provider choice. This provider will handle the technical processing of transactions and is responsible for the secure transfer of payment data between your terminal and the credit industry's authorization systems.
To accept girocard payments, girocard a payment terminal that supports girocard payments—not all terminals have this feature as standard. Make sure it is compatible with your POS system, check the battery life for mobile devices, and ensure it can be updated.
Finally, the terminal needs to be installed. In most cases, providers supply preconfigured devices that you can put into operation with the help of a technical hotline. In the case of more complex systems, technicians will also carry out installations on site. Make sure that your staff are familiar with the operation of the terminal and know how to proceed in the event of any problems.
EURO Kartensysteme GmbH
Solmsstraße 6
60486 Frankfurt am Main