Head of DACH & CEE at Stripe
girocard: What was the decisive reason for you payment method girocard payment method , and what advantages does girocard offer girocard your opinion?
Marcos Raiser do Ó: We are indeed working on offering girocard as payment method Stripe girocard of this year. Although Stripe originally comes from online payment processing, we have been offering a solution for POS payments for some time now with the Stripe Terminal. Our unified platform and advanced technology enable a truly unified commerce approach that gives our users a comprehensive understanding of all payment activities across all channels.
However, a POS solution without girocard is of course incomplete in Germany. We are therefore delighted that we will soon also be supporting girocard so that companies with POS payments in Germany can also benefit fully from Stripe's technology.
girocard: How do you assess the current payment services Germany, and how does Stripe intend to position itself here in the future?
Marcos Raiser do Ó: Germany has always had a different payment culture than other countries. Credit cards are far less common than elsewhere, while cash payments in stores and purchases on account play a much more important role. And, of course, girocard also makes girocard unique.
We started in 2011 with credit card processing alone, but we now support a wide range of other payment methods. In 2023 alone, the number of methods we support more than doubled from 50 to over 100.
It was an important milestone for us to be able to offer Paypal payments via Stripe for the first time last year. And in addition to girocard, the important purchase on account will also be possible via Stripe this year. So we are currently making great progress in improving our offering in Germany.
girocard: How will payment in Germany develop in the future?
Marcos Raiser do Ó: For a long time, the various shopping channels such as offline, online, and mobile were separate silos. Over the past decade, omnichannel approaches have made it somewhat easier for companies to understand their customers' behavior across channels. But it is only with unified commerce that systems and data are truly consolidated into a single platform to provide seamlessly integrated experiences across multiple channels throughout the customer journey. This benefits consumers and companies alike – and I believe that our technology will make us a very important partner for many companies in this area. And girocard also girocard towards an e-commerce function.
Software platforms will also play an increasingly important role at the POS. Companies such as Shopify, Lightspeed and Wix will also enable unified commerce solutions for smaller companies. With our Stripe Connect platform software, we are an important partner for these providers.
Contact:
EURO Kartensysteme GmbH
Lisa Werner
Communication & Marketing
Tel.: +49 (0)69 / 97945-4553
Fax: +49 (0)69 / 97945-4847
presse@eurokartensysteme.de
