Your trusted payment method, even when traveling. Find out how to use your girocard securely and conveniently abroad.
With around 100 million cards issued and 7.9 billion transactions annually, girocard is girocard leading payment method Germany. girocard offers security and a high level of convenience abroad. Thanks to long-standing partnerships with international partners, you can use your card to make payments abroad card . Especially within Europe, girocard Sparkasse, Volksbank many other banks is increasingly the first choice when it comes to worry-free payments abroad. To ensure you can travel without any problems, simply look for the familiar acceptance symbols and find out about possible fees from your bank. With girocard , you girocard the freedom to concentrate on what's important: enjoying your trip.
A stay abroad raises a number of questions. Issues relating to the use of payment cards in particular cause uncertainty in advance. Is my card accepted everywhere? Are there any additional fees? What else should I bear in mind? With the following tips, you can ensure that your stay abroad is worry-free - when paying and beyond.
When paying or withdrawing money abroad, you should always choose to pay in the local currency and avoid converting to euros - this will often save you an additional amount or two.
It is best to always carry several payment cards and/or cash with you. If a card is card or damaged, you will always have an alternative at hand. A small amount of cash will allow you to make purchases if cards are not accepted.
Flight tickets, passport, health insurance, hotel reservation and other important documents should be copied several times and kept separately.
Before you travel, check with your bank whether there is an international limit for your girocard and ask for details of any costs that may be incurred.
When withdrawing money or making payments abroad, there are two options: using girocard or the additional acceptance logo on it. This is called a co-badge and can be found on your girocard for making payments abroad. There are different variants such as Maestro, Debit Mastercard, Visa Debit, or V Pay. This additional function allows you to withdraw cash and make payments when the girocard system is not supported abroad. This means you are generally well covered and can make payments in many countries without any problems or concerns.
Nowadays, you can even use your girocard to make cashless payments abroad without a co-badge. As a customer, you probably don't even notice this, but the retail sector : for them, it means lower fees. And that benefits everyone.
If you want to pay with your girocard abroad, there are a few things you should bear in mind to avoid unexpected costs and restrictions. Charges may be incurred when paying and withdrawing money, especially outside Europe. The amount of these fees varies depending on the bank and country. It is therefore advisable to obtain detailed information before you travel.
Maestro cards can still be used without restriction until the expiry date card on the card . As usual, when you exchange your card as normal, you will receive a new girocard with a different co-badge, so nothing will actually change for you.
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